Our Honorable Prime Minister Narendra Modi on 9th May 2015 launched Pradhan Mantri Suraksha Bima Yojana. It is an insurance policy came which covers death and accidental benefits. If you are interested to become a part of this scheme then you should submit the application form. Details related to the Pradhan Mantri Suraksha Bima Yojana including its application process, benefits, eligibility conditions, claim form, bank list, and other important information is available in this article.
About Pradhan Mantri Suraksha Bima Yojana
Pradhan Mantri Suraksha Bima Yojana is an insurance cover that provides death and accidental benefits to the policyholder. Public sector general insurance companies or other general insurance companies are offering this scheme on similar terms necessary approvals and tie-ups with banks. This scheme is beneficial for those citizens of the country whose age is in between 18 to 70 years and has a bank account. To get the benefits of the scheme and know more detailed information you must read this article very carefully.
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Highlights Of Pradhan Mantri Suraksha Bima Yojana
- Name of the scheme: Pradhan Mantri Suraksha Bima Yojana
- Launched by: Honorable Prime Minister Narendra Modi
- Launched on: 9 May 2015
- Launched for: Citizens of the country
- Benefits: death and accidental benefits
- Mode of application: offline
- Official site: www.januraksha.gov.in
Objective Of Pradhan Mantri Suraksha Bima Yojana
The motive of the Government of India behind starting the Pradhan Mantri Suraksha Bima Yojana is to serve secure life and future to the citizens of the country. To do so under the scheme the government is going to provide insurance benefits up to Rs 2 lakh death cover by paying an annual premium of rupees 12 per annum.
Benefits Of Pradhan Mantri Suraksha Bima Yojana
- Pradhan Mantri Suraksha Bima Yojana is a life insurance policy
- Beneficiaries will get total cover under the scheme up to rupees 2 lakh
- Beneficiaries need to pay annual premium of rupees 12 only
- In case of any unexpected and unfortunate accident this insurance cover ensures the financial security of the family and the insurance as well.
PMSBY Scheme Claimed Amount Details:
| I. | Death | Rs. 2 Lakh |
| II. | Total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of sight of one eye and loss of use of one hand or one foot | Rs. 2 Lakh |
| III. | Total and irrecoverable loss of sight of one eye or loss of use of one hand or one foot | Rs. 1 Lakh |
| The total amount that can be claimed under the policy is INR 2 lakh only |
List of Banks
| Allahabad Bank | State Bank of India | Corporation Bank | Karur Vysya Bank Ltd |
| State Bank of Patiala | State Bank of Mysore | Punjab National Bank | Kotak Mahindra Bank Ltd |
| Axis Bank | Andhra Bank | Federal Bank Ltd | Lakshmi Vilas Bank |
| Bank of Baroda | State Bank of Travancore | HDFC Bank Ltd | Oriental Bank of Commerce |
| Bank of India | Syndicate Bank | ICICI Bank Ltd | Punjab & Sind Bank |
| Indian Bank | UCO Bank | IDBI Bank Ltd | Dena Bank |
| Bhartiya Mahila Bank | Union Bank of India | Bank of Maharashtra | Ratnakar Bank Ltd |
| Canara Bank | United Bank of India | Indian Overseas Bank | South Indian Bank Ltd |
| Central Bank of India | Vijaya Bank | Induslnd Bank Ltd | State Bank of Bikaner & Jaipur |
| City Union Bank Ltd | Yes Bank Ltd | Jammu & Kashmir Bank Ltd | State Bank of Hyderabad |
Insurance Companies
- Bajaj Allianz
- Cholamandalam MS
- ICICI Lombard
- National Insurance
- New India Assurance
- Reliance General Insurance
- United India Insurance
- Universal Sompo
Eligibility Criteria
All those applicants who meet the eligibility conditions specified below can take the benefits of Pradhan Mantri Suraksha Bima Yojana
- The age of the applicant should be in between 18 to 70 years
- Applicant should have a savings bank account
- The bank account of the applicant must be linked with the Aadhar card
- Nonresident Indians are also eligible to apply for the scheme.
Documents Required
- Proof Id
- Aadhaar card
- Contact information
- Nominee details
- Application form.
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Pradhan Mantri Suraksha Bima Yojana Application Procedure
- To apply for the scheme, you need to go to the bank or insurance company nearest branch listed above
- You have to get the application form from their in your preferred language (form is available in English, Hindi, Bengali, Marathi, Oriya, Telugu, Tamil or Gujarati)
- Fill the details as required in the application form and attach all the documents
- Submit the application form in the same bank or insurance company
Procedure To Apply For Claim
- Imminently inform the bank about the accident to the bank
- For a claim application, you have to download the form by click here or get the application form official website or from bank or insurance company in which you have saving account.
- Submit the application by fill the details in it along with FIR, post mortem report, or death certificate or disability certificate (In the case of total or partial disability) within 30 days of the accident
- Within 30 days bank will forward the application to the insurance company after verifying the documents.
- The claim will be processed within 30 days from receiving the documents from the bank after confirmation of the insured’s name in the list of the insured persons in the master policy.
- The amount will be directly deposited to the bank account of the nominee/insured person.
Toll-Free Number/Customer Care Number
| State | Convenor Bank | Toll Free number |
| West Bengal and Tripura | United Bank of India | 1800-345-3343 |
| Uttarakhand | State Bank of India | 1800-180-4167 |
| Uttar Pradesh | Bank of Baroda | 1800-102-4455 or 1800-223-344 |
| Tamil Nadu | Indian Overseas Bank | 1800-425-4415 |
| Telangana | State Bank of Hyderabad | 1800-425-8933 |
| Sikkim | State Bank of India | 1800-345-3256 |
| Rajasthan | Bank of Baroda | 1800-180-6546 |
| Punjab | Punjab National Bank | 1800-180-1111 |
| Puducherry | Indian Bank | 1800-4250-0000 |
| Odisha | UCO Bank | 1800-345-6551 |
| Nagaland | State Bank of India | 1800-345-3708 |
| Mizoram | State Bank of India | 1800-345-3660 |
| Meghalaya | State Bank of India | 1800-345-3658 |
| Manipur | State Bank of India | 1800-345-3858 |
| Maharashtra | Bank of Maharashtra | 1800-102-2636 |
| Madhya Pradesh | Central Bank of India | 1800-233-4035 |
| Lakshadweep | Syndicate Bank | 1800-4259-7777 |
| Kerala | Canara Bank | 1800-425-11222 |
| Karnataka | Syndicate Bank | 1800-4259-7777 |
| Jharkhand | Bank of India | 1800-345-6576 |
| Himachal Pradesh | UCO Bank | 1800-180-8053 |
| Haryana | Punjab National Bank | 1800-180-1111 |
| Gujarat | Dena Bank | 1800-255-885 |
| Goa | State Bank of India | 1800-2333-202 |
| Delhi | Oriental Bank of Commerce | 1800-1800-124 |
| Daman and Diu | Dena Bank | 1800-225-885 |
| Dadra and Nagar Haveli | Dena Bank | 1800-225-885 |
| Chhattisgarh | State Bank of India | 1800-233-4358 |
| Chandigarh | Punjab National Bank | 1800-180-1111 |
| Bihar | State Bank of India | 1800-345-6195 |
| Assam | State Bank of India | 1800-345-3756 |
| Arunachal Pradesh | State Bank of India | 1800-345-3616 |
| Andhra Pradesh | Andhra Bank | 1800-425-8525 |
| Andaman and Nicobar Island | State Bank of India | 1800-345-4545 |