KSWDC Loan Scheme Karnataka 2025: Apply Online and Check Eligibility

There are a lot of women who are living in a backward society. Due to this reason both Central and state governments launched various kinds of schemes. So that the status of women can be improved. Recently the Government of Karnataka has launched the KSWDC loan scheme. Under the scheme, women will be facilitated to take loans through banks and other financial institutions for their business. This article will cover complete information regarding the KSWDC Loan Scheme Karnataka. You will get to know how you will be able to submit your application under the scheme. So if you are interested in getting complete information concerning the scheme then you have to read the details given below in this article

About Karnataka State Women’s Development Corporation

The Karnataka State Women Development Corporation came into existence in 1987 under section 25 of the Companies Act 1956. The main objective of this corporation is to improve the standard of living of the backward-class women of society. This organization works towards framing and implementing the scheme for the economic and social development of women. Other than that they also facilitated women to take loans through banks and other financial institutions for their business. This corporation also works towards promoting and strengthening the self-help group. Other than that various kinds of skill development training programs will also be held for the women. This corporation implements various kinds of schemes for the upliftment of the women.

Also Read: Yuva Nidhi Scheme Registration

The objective of the KSWDC Loan Scheme Karnataka

• The main objective of the KSWDC Loan Scheme Karnataka is to provide loans to women for the business
• Various kinds of financial assistance schemes will be launched for women so that they will not be required to depend on anyone to get financial resources
• This scheme will improve the standard of living of the women of the state
• Other than that the women will also become self-dependent
• With the implementation of these schemes, employment will also be generated

Vriddhi Scheme Karnataka

• Vriddhi Scheme Karnataka has been launched by the Government of Karnataka
• Under the scheme, women entrepreneurs will be provided direct loans of Rs 5 lakh to 10 lakh
• Under this scheme, women entrepreneurs and women-led startups will be identified by the Karnataka Innovation and technology society under the elevate scheme
• After that, the loan facility will be offered to the women

Eligibility Criteria

• Applicant must be a permanent resident of Karnataka
• The startup enterprise should be led by women
• The beneficiary must be identified under elevated skin

Micro Credit Scheme

• A macro credit scheme has been launched to facilitate the Stree Shakti self-help group which is established under the Shri Shakti project of the Women and Child Development Department
• Under this scheme the scheduled caste and scheduled tribe groups will get loans from 1 lakh to 5 lakh and other groups will get loans from 1 lakh to 2 lakh
• The applicant will be eligible to get an interest-free loan under the scheme
• So that they will be able to take up income-generating activity

Eligibility Criteria

• Applicant must be permanent resident of Karnataka
• The self help group should be established under stree Shakti project of women and child development department

Udyogini Scheme Karnataka

• Udyogini scheme has been launched in order to motivate womens to take loan from banks and financial institutions to generate income
• Under this scheme schedule caste and scheduled tribe women will be eligible to get loan ranging from 1 lakh to 3 lakh with 50% subsidy of the loan amount
• In order to get the loan the income limit of the family should be Rs 2 lakh per year
• For women belonging to special category and general category the maximum unit of loan will be 3 lakh
• The subsidy for special and general category will be 30% or maximum of 90000

Also Read: Ambedkar Nigama Scheme

Eligibility Criteria

• Applicant must be permanent resident of Karnataka
• The family income of the applicant should be less than 150000 for women belonging to general and special category
• The age of the women should be between 18 to 55 years
• After the sanction of loan edip training will be provided for 3 to 6 days before the release of loan

Indira Scheme Karnataka

• Under the Indira scheme Karnataka all the supervisors working in the women and child development department will be provided interest free loan up to Rs 50000
• This loan is provided to buy a two wheeler
• So that the efficiency of the work can be improved
• All those beneficiaries who want to take benefit of the scheme required to submit their registration through the official portal
• Other than that the registration will also be accepted through the offline mode

Also Read: KMDC Loan Status Check 

Eligibility Criteria

• The applicant must be permanent resident of Karnataka
• All the supervisors working in women and child development department will get the benefit of this scheme

Interest Subsidy Scheme

• The interest subsidy scheme has been launched by the Government of Karnataka
• Under the scheme, all those women who are eligible and interested in taking medium and large-scale industries will be provided loans ranging from Rs 5,00,000 to 20,00,000
• The authority will charge 14% of the interest rate towards the loan amount
• Other than that the corporation will pay 10% of the interest subsidy for the women entrepreneur for 5 years
• Other than that, women entrepreneurs who are working in hospitals, medical assistants, and in other service sectors will be eligible to get loans up to Rs 2 crore with an interest subsidy of 8% from the corporation

Also Read: Guarantee Scheme Status 

Eligibility Criteria

• Applicant must be a permanent resident of Karnataka
• The applicant should be willing to take up medium and large-scale industries

Dhanshree Scheme

• Under the Dhanshree scheme, the corporation is going to provide HIV-infected or affected women financial assistance of Rs 30000 to become economically independent and bring them to the mainstream of the society
• This subsidy will be provided to the applicants for taking up the income generating activities and small production units
• All those women who are HIV infected and their age is between 18 to 60 years old will be able to take benefit of this scheme

Eligibility Criteria

• The applicant must be permanent resident of Karnataka
• The age of the applicant should be between 18 to 60 years
• The women should be affected by HIV

Benefits of KSWDC Loan Scheme Karnataka

• KSWDC Loan Scheme Karnataka has been launched by Karnataka State Women Development Corporation
• Under this scheme, various kinds of loans and loan subsidies are offered to the women of the state
• So that they will be able to take up income-generating activities
• The main objective of implementing this scheme is to improve the standard of the women
• Now women will not be required to depend on anyone to get employment
• The Government of Karnataka is going to provide them with employment opportunities
• This scheme will improve the standard of living of the women
• Other than that the women will also become self-dependent

Financial Assistance

• Vriddhi Scheme Karnataka- Loan up to Rs 10 lakh
• Micro Credit Scheme- Loan up to Rs 5 lakh
• Udyogini Scheme Karnataka- Loan up to Rs 3 lakh with subsidy
• Indira Scheme Karnataka – Interest-free loan upto Rs 50,000
• Interest Subsidy Scheme – Rs 5,00,000 to 20,00,000
• Dhanshree Scheme -Financial assistance of Rs 30000

Selection Process

• First of all, applicants are required to submit their application on the official website
• After that, the selection committee will verify the details submitted by the applicant
• After successful verification, the documents submitted by the applicants will be verified
• If all the details provided by the applicants is found correct then the application will be approved
• After that amount of financial assistance will be provided to the beneficiaries

Required Documents

• Aadhar card
• Residence certificate
• Passport size photograph
• Mobile number
• Bank account details
• Email id etc

KSWDC Loan Scheme Karnataka Apply Online

• First of all, you have to go to the official website of the Karnataka State Women Development Corporation

• The home page will appear on your screen
• On the home page, you are required to click on register
• You will be redirected to a new page
• On the page, you have to enter all the required details
• Now you have to upload all the required documents
• After that, you have to click on register
• By following this procedure you can apply under the KSWDC Loan Scheme Karnataka

Contact Details

• To check the contact details beneficiaries are required to click here

FAQs