Pradhan Mantri Fasal Bima Yojana was started by the government to help farmers when crops are damaged by rain, pests, or any disease. Very little premium is paid by farmers, like 2% for Kharif crops and 1.5% for Rabi crops, and the rest is paid by the government. Insurance is given so that when crops are lost, farmers don’t feel much worry and can get money. Many farmers have joined under this scheme, and their crops are now protected. This help is given so that farmers can be happy even when a loss happens. The scheme is liked by farmers because their hard work is not going to waste now.
What is PM Fasal Bima Yojana?
Pradhan Mantri Fasal Bima Yojana is a scheme that was made to help farmers when their crops are damaged. It gives money to farmers if their crops are lost because of floods, droughts, pests, or diseases. The crops like Kharif, Rabi, and also fruits and vegetables are covered in this scheme. Less premium is paid by farmers, so it is not too costly. Only a small amount of money is taken. The rest premium is paid by the government. This scheme is very helpful and is used by many farmers. If crops get damaged, then money is lost easily. The process to take a claim is also simple and not too hard. So the farmers feel a little relaxed.
Also Read: Pradhan Mantri Fasal Bima Yojana
Motive of Pradhan Mantri Fasal Bima Yojana List
The main motive of Pradhan Mantri Fasal Bima Yojana is to protect farmers from big money loss when crops are damaged by floods, pests, or any bad weather, and for this reason, insurance money is given to them. Farmers are helped so their income is not lost fully, and they can grow crops again without too much worry. The risk of farming is reduce,d and their life is made a little easier. This scheme is liked by many poor farmers.
Key Highlights of Pradhan Mantri Fasal Bima Yojana List
| Name of the Article | Pradhan Mantri Fasal Bima Yojana List |
| Launched by | Government of India |
| Objective | To protect farmers from crop loss |
| Premium | Low premiums for farmers |
| Covered crops | Kharif, Rabi, and horticultural crops |
| Government share | Most premium paid by the government |
| Claim process | Simple and fast |
| Eligibility | All farmers across India |
| Risk coverage | Loss due to natural calamities |
| Mode of Checking | Online |
| Official Website | PMFBY Website |
Benefits of Pradhan Mantri Fasal Bima Yojana
Benefits of Pradhan Mantri Fasal Bima Yojana are as follows:
- Farmers are given money when crops get damaged by rain or pests.
- Only a small premium is paid by farmers, and the rest is paid by the government.
- All crops like Kharif, Rabi, and fruits are covered in this scheme.
- The claim money is given fast, and the process is not too hard.
- Farmers feel safe and don’t get too worried after crop loss.
Salient Features
Pradhan Mantri Fasal Bima Yojana has various important features, which are as follows:
- Insurance is given for all crops, including fruits and vegetables.
- Low premium is taken from farmers for both Kharif and Rabi crops.
- The premium is paid by the government for the most part.
- The scheme is available for farmers across India.
Also Read: Fasal Bima Yojana Update
Insurance Premium Calculator
To calculate the insurance premium, follow these below mentioned steps below:
- Step 1: All the eligible citizens of India, you have to visit the PMFBY Website, to proceed ahead.
- Step 2: On reaching the homepage of the official website, click on “Insurance Premium Calculator” option.
- Step 3: You will see the page pop up on your screen, you have to select Season, Year, Scheme, State, District, and Crop, and then you have to enter Area (in Hectare), and then click on the “Calculate” button.
- Step 4: You will see the details appeared on your screen, such as Insurance company, sum insured, farmer share, actual rate and cut off date.
- Step 5: In this way, you can calculate the insurance premium.
How to Check Pradhan Mantri Fasal Bima Yojana List 2025?
To check the Pradhan Mantri Fasal Bima Yojana List 2025, follow these steps carefully:
- Step 1: All those who are eligible for this scheme can visit the official website of Pradhan Mantri Fasal Bima Yojana to check the list.
- Step 2: Once you reach the homepage of the official website, look for “Beneficiary List” option and then click on it.
- Step 3: Now, enter your details like Aadhaar number and other details as required on the page to move ahead.
- Step 4: Check the details carefully to proceed further, and finally click on the “Submit” button to check the Pradhan Mantri Fasal Bima Yojana List.
- Step 5: This is how you can check the list by following these steps. You can take a printout of this page for future use.
Helpline Number
- PMFBY WhatsApp Chatbot: 7065514447
- Krishi Rakshak Portal Helpline: 14447
FAQs
What is Pradhan Mantri Fasal Bima Yojana?
Pradhan Mantri Fasal Bima Yojana is a government scheme that provides crop insurance to farmers against losses from natural calamities, pests, and diseases. It helps secure their income.
How much premium do farmers need to pay?
Farmers pay 2% premium for Kharif crops and 1.5% for Rabi crops. The remaining premium is paid by the government to reduce the financial burden on farmers.
How do farmers file a claim?
Farmers can file a claim by visiting the official website, entering required details like Aadhar number or policy number, and submitting the claim form for crop loss.
What crops are covered under the scheme?
The scheme covers all crops including Kharif, Rabi, and horticultural crops like rice, wheat, fruits, and vegetables, offering protection against various types of crop loss.
Who is eligible for this scheme?
All farmers growing Kharif, Rabi, and horticultural crops are eligible for this scheme. It applies to farmers across India, regardless of land size or type of farming.