The Pradhan Mantri Fasal Bima Yojana is now accessible Online at the pmfby.gov.in portal. Through the PMFBY official website at pmfby.gov.in, any farmers who previously filled out an online PM Fasal Bima Yojana application or registration form may now check their names online in the beneficiary list. In accordance with PMFBY, one of the numerous programmes introduced by the Narendra Modi administration, farmers can report crop losses, apply online for crop insurance coverage, and receive financial aid in the event that their crops are harmed by severe weather, natural disasters, pests, or diseases. Through the same platform, interested farmers may also determine how much their PMFBY insurance premiums will be. In this post, we cover all the major points related to Pradhan Mantri Fasal Bima Yojana.
What is Pradhan Mantri Fasal Bima Yojana?
For the benefit of farmers, the government is implementing the Pradhan Mantri Fasal Bima Yojana (PMFBY) throughout the nation. In contrast to the significantly higher premium under the previous crop insurance, the premium level under the PMFBY programme is fixed at 2% for Kharif crops and 1.5 % for Rabi crops. On February 18, 2016, Prime Minister Narendra Modi introduced this farm insurance and crop insurance programme. All interested farmers may register online for agriculture insurance at pmfby.gov.in, the official website of the Pradhan Mantri Fasal Bima Yojana, where registration lines for crop insurance for the PMFBY 2022 are now open. As of February 4, 2022, more than 36 crore farmer applications had been covered under PMFBY, and more than Rs. 1,07,059 crore in claims had already been paid.
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Key Highlights of PMFBY Yojana 2024
| Launched By | Pradhan Mantri Narendra Modi |
| Name of Scheme | Pradhan Mantri Fasal Bima Yojana |
| Objective | To make sure that all farmers are well informed about their policies and have access to that information. |
| Benefits | Financial support to farmers |
| Eligibility Criteria | Only for farmers |
| Beneficiaries | Farmers |
| Official Website | PMFBY |
Objectives of Pradhan Mantri Fasal Bima Yojana
On February 18, 2022, the Pradhan Mantri Fasal Bima Yojana (PMFBY), which is entering its seventh year, will begin a doorstep delivery campaign. To provide crop insurance coverage to the farmers under Meri Policy Mere Hath in all the implementing states, the PMFBY will begin a doorstep distribution campaign. The campaign strives to make sure that every farmer is well-informed on their policies, land records, and the claim and grievance redressal process under PMFBY. A flagship programme of the Indian government, PMFBY intends to offer financial assistance to farmers who suffer crop loss or damage as a result of natural catastrophes.
Benefits and Features of Pradhan Mantri Fasal Bima Yojana
The following are some of the main characteristics and advantages of the Pradhan Mantri Fasal Bima Yojana 2024:
- For PMFBY, all farmers pay the same premium price.
- A small portion of the premium goes to the farmer. Government insurance covers the remainder. Farmers will benefit from this since they will be able to get complete coverage at a cheaper premium cost.
- For crops in Kharif, Rabi, and Annual and Commercial, farmer premium contributions are substantially reduced by 2%, 1.5%, and 5%, respectively.
- Technology is used to record and upload information on product loss and damage, reducing the time it takes to resolve claims.
- Beneficiaries’ enrollment, plan awareness-building, and claim processing are all handled by one insurance provider.
- If their crop has local losses, farmers may be eligible for on-account claim payments under the programme.
- Plot-by-plot evaluation of yield loss in the case of a cyclone, cyclonic rains, or unseasonal rainfall across the nation, resulting in damage to harvested crop left in the field in a “cut and spread” state for up to two weeks (14 days) after harvesting for the sole purpose of drying.
- In the event of severe weather and out-of-season precipitation, crop damage is assessed on a plot-by-plot basis.
- This tactic will greatly encourage the use of technology. Farmers will no longer experience claim payment delays thanks to the usage of cell phones to collect and submit crop-cutting data. Remote sensing will also be used in this strategy to cut down on the number of crop-cutting tests.
Pradhan Mantri Fasal Bima Yojana 2024
| Number of Farmers | 93,28,259 |
| Total Application | 1,90,65,427 |
| Loan Application | 1,16,28,309 |
| Non Loan Application | 74,37,118 |
| Insured Sum | 768.24 Cr |
| Total Premium | 9894.97 Cr |
Eligibility Criteria
The Ministry of Agriculture and Farmers Welfare Department has established qualifying requirements for applicants who wish to apply for the programme. The following are the requirements for participation in the Pradhan Mantri Fasal Bima Yojana 2024:
- Farmers, sharecroppers, and tenant farmers who produce approved crops in the designated locations are eligible to enrol.
- A farmer must own an insurable share in the approved crop to be eligible.
- Non-loanee farmers are required to submit land documents from the state, such as the Land Possession Certificate (LPC), Record of Rights (ROR), and so on. They can also provide support contracts, agreement information, or other states government-issued paperwork.
Documents Required
The applicants will need to maintain a few crucial papers on hand when filling out the application form for this programme. The following documents are necessary for the PMFBY:
- Farmer’s ID Proof
- Address Proof
- Proof of crop sown in the field
- Supporting Land Records
- Canceled cheque
Registration Under Pradhan Mantri Fasal Bima Yojana
- Applicant, first visit the PMFBY Website of PMFBY.
- Homepage will appear on your screen, where you have to click on the Register tab.
- The registration page will open, here you are your Stakeholder, Choose category and User category.
- After filling details click on the Create button.
Procedure to Apply for Crop Insurance
- Applicant, first visit the Official Website of PMFBY 2024.
- The homepage will appear on your screen, where you have to click on Apply for Crop Insurance tab.
- The new page will open where you have to click on the Sign in button.
- On this page, you have to enter your Username, Password and Captcha code.
- After that click on the Login button.
Process for Insurance Premium Calculator
- Applicant, first visit the Official Website of PMFBY 2024.
- The homepage will appear on your screen, where you have to click on the Insurance Premium Calculator tab.
- On the new page, you have to select the type of Crop, year, scheme, state and crop.
- After that click on the Calculator button for the result.
Steps to See Report Crop Loss
- Applicant, first visit the Official Website of PMFBY 2024.
- The homepage will appear on your screen, where you have to click on the Report Crop Loss tab.
- The page will open, where you check the list according to the city name.
- Or you can also download the app for crop loss reports.
Procedure to Check Application Status
- Applicant, first visit the Official Website of PMFBY 2024.
- The homepage will appear on your screen, where you have to click on the Check Application Status tab.
- The page will load on your device, where you enter your Recipient No. and Captcha code.
- After that click on the CHECK STATUS button.
Procedure for Technical Grievance
- Applicant, first visit the Official Website of PMFBY 2024.
- The homepage will appear on your screen, where you have to click on the Technical Grievance tab.
- A new page loads on your device where you enter your Name, Mobile, Email and your Complaint.
- After that click on the Submit button.
Contact Details
- If you have any queries, then send them to
- help.agri-insurance@gov.in