This is to inform all the KSRTC employees that the chief minister Siddaramaiah launched a new scheme called KSRTC Arogya Scheme for them. Under this scheme government offer cashless treatment of upto Rs 5 lakhs in both government and private hospitals to KSRTC employees and their families. By offering this scheme to KSRTC employees government aims to ensure that KSRTC employees have access to healthcare services and financial protection for their medical needs. If you’re a resident of Karnataka and employee of KSRTC and wish to avail the benefits of this health insurance scheme, so keep reading this article for more information.
KSRTC Arogya Scheme
The KSRTC Aarogya Scheme is a health insurance scheme introduced by the Karnataka State Road Transport Corporation (KSRTC) to provide medical coverage to its employees. This scheme aims to ensure that KSRTC employees have access to healthcare services and financial protection for their medical needs. It is designed to support the well-being and health of the employees by offering them financial coverage for various medical treatments and procedures. Overall, the KSRTC Aarogya Scheme is a valuable initiative by the Karnataka State Road Transport Corporation to ensure the health and welfare of its employees by providing them with access to quality healthcare services and financial support during medical emergencies.
Also Read: Karnataka Appu Yojana
Key Highlights of Arogya Scheme 2025
| Scheme Name | Aarogya Scheme |
| Released by | Chief Minister of Karnataka, Government of Karnataka |
| Year of Releasing | 2025-26 |
| Objective | Provide cashless treatment to KSRTC employees and their families. |
| Total hospitals covered | 275 hospitals across Karnataka. |
| Benefits | Cashless treatment for upto Rs 5 lakhs |
| Beneficiary | KSRTC employees |
| Mode | Online |
| Official Website | – |
Purpose of KSRTC Arogya Scheme
The primary purpose of the KSRTC Aarogya Scheme is to prioritize the health and well-being of the employees working within the Karnataka State Road Transport Corporation (KSRTC). This scheme aims to provide comprehensive health insurance coverage to the employees, ensuring that they have access to necessary medical services and financial support in times of need. By offering this scheme government aims to provides financial protection to employees and their families against unforeseen medical expenses, reducing the financial burden during medical emergencies. In essence, KSRTC Aarogya Scheme is specially designed to create a supportive and healthy environment for employees by offering them comprehensive health insurance coverage, ensuring their health needs are met, and providing financial security during medical emergencies.
Financial Benefits
- Under this scheme government provide cashless treatment for upto Rs 5 lakhs in over 275 hospitals in Karnataka.
Eligibility Criteria
To be eligible for KSRTC Aarogya Scheme, applicant must have to meet the following eligibility criteria’s these are as mentioned below
- Applicant must be a permanent citizen of Karnataka.
- Applicant must be a employee of KSRTC.
KSRTC Arogya Scheme Premium Amount
- Under this initiative, the corporation will deduct Rs 650 per month from the beneficiaries towards the scheme and KSRTC has reserved₹20 crore for the effective implementation of scheme.
Salient Features
Here are some key features of the KSRTC Aarogya Scheme:
- Financial Coverage: The scheme offers health insurance coverage to KSRTC employees, which includes reimbursement for medical expenses incurred during hospitalization, surgeries, and other healthcare services.
- Beneficiaries: The primary beneficiaries of the scheme are the employees working within the KSRTC organization. This initiative aims to safeguard the health and well-being of the employees and their families.
- Cashless Treatment The scheme typically covers a range of medical services, such as eye, dental, ayurvedic, unani, and homeopathic treatments, with no fixed maximum for inpatient treatment expenses. also cashless treatment in over 275 hospitals, as prescribed by healthcare providers.
Required Documents
- Aadhar Card
- Resident Proof
- Bank Details
- KSRTC Documents
- Income Certificate
- PAN Card
- Passport Sized Photograph
- Phone Number
KSRTC Arogya Scheme Apply Online
To apply online for KSRTC Aarogya Scheme, applicant must need to follow these listed steps are as mentioned below:
Step 1: After clearing the eligibility criteria’s applicant need to visit the official KSRTC website.
Step 2: Once the applicant reaches the home page of the official website then need to click on “Apply Online” option.
Step 3: New page will be open on the screen.
Step 4: Now applicant need to fill all the asked details and attached all the necessary documents with the form.
Step 5: Once review all the details carefully.
Step 6: Now click on Submit to complete their application process.
Helpline Number
- Contact Number: 080-26252625
FAQs
Q. Who launched this KSRTC Aarogya Scheme?
Government of Karnataka launched KSRTC Aarogya Scheme.
Q. Is there is age-related criteria for this KSRTC Aarogya Scheme?
No, there is no age-related criteria for this KSRTC Aarogya Scheme.
Q. Only KSRTC Employees apply for KSRTC Aarogya Scheme?
Yes, Only KSRTC Employees apply for KSRTC Aarogya Scheme