The DR Br Ambedkar Foundation Health Scheme aims to provide medical treatment for patients from Scheduled Castes and Scheduled Tribes suffering from serious health issues requiring surgery, such as kidney, heart, liver, cancer, and brain conditions, as well as organ transplants and spinal surgeries. To be eligible, the family’s annual income must be below Rs. 3,00,000. The scheme covers 100% of the estimated treatment costs, which are paid directly to the hospital via NEFT or RTGS. The financial support provided varies based on the type of treatment needed, generally ranging from around Rs. 1 lakh to Rs. 3.5 lakh, depending on the specific health condition. This initiative ensures that essential medical care is accessible to those in need, helping to reduce the financial burden of serious health issues.
The objective of Dr BR Ambedkar Foundation Health Scheme
The objectives of the scheme are as follows:
- The primary objective of launching this scheme is to provide financial support for medical treatments to Scheduled Caste and Scheduled Tribe patients.
- The scheme aims to improve access to essential surgeries and treatments for serious health issues.
- The aim of the scheme is to cover various critical conditions like kidney, heart, liver, cancer, brain surgeries, organ transplants, and spinal surgeries.
- The scheme aims to promote fairness in healthcare by helping marginalized communities get the medical care they need.
- The target is to help families avoid financial strain from serious medical conditions, allowing them to focus on recovery.
Also Read: Niramaya Health Insurance Scheme
Key Highlights of Dr BR Ambedkar Foundation Health Scheme
| Name of the Scheme | Dr BR Ambedkar Foundation Health Scheme 2024 |
| Launched By | The Ministry of Social Justice & Empowerment |
| Established On | March 24, 1992 |
| Objective | To provide timely medical care, reduce financial burdens, and ensure fair access to healthcare |
| Beneficiaries | Scheduled Caste (SC) and Scheduled Tribe (ST) individuals |
| Eligibility Criteria | Annual family income must be less than Rs. 3,00,000 |
| Financial Assistance | 100% of the estimated treatment costs covered |
| Health Conditions Covered | Serious ailments requiring surgery, including: Kidney issues (surgery/dialysis), Heart conditions, Liver diseases, Cancer (surgery, chemotherapy, radiotherapy), Brain surgeries, Organ transplants, Spinal surgeries |
| Maximum Financial Limits | Varies by treatment type, generally ranging from Rs. 1 lakh to Rs. 3.5 lakh |
| Payment Method | Direct payment to hospitals through NEFT/RTGS |
| Impact | Aims to improve health outcomes and reduce disparities in healthcare access for marginalized populations |
| Form of Benefit | 100% coverage of treatment costs. |
| Mode of Application | Online |
| Official Website | https://ambedkarfoundation.nic.in/ |
Eligibility Criteria
The eligibility criteria for the scheme are as follows:
- Applicant must be a permanent resident of India.
- The applicant must belong to the Scheduled Caste (SC) or Scheduled Tribe (ST) community.
- The annual family income should not be more than Rs. 3,00,000.
Benefits of Dr BR Ambedkar Foundation Health Scheme
Here are the benefits of the Dr BR Ambedkar Foundation Health Scheme, which are as follows:
- The scheme covers 100% of the treatment costs for serious health issues, reducing the financial burden on families.
- This scheme provides access to essential surgeries and medical treatments for life-threatening conditions.
- It ensures quick and hassle-free payment directly to hospitals, facilitating timely medical care.
- This scheme is specifically designed to support individuals from Scheduled Caste and Scheduled Tribe communities, promoting health equity.
- It includes a wide range of serious ailments, such as kidney, heart, liver, cancer, brain surgeries, organ transplants, and spinal surgeries.
- The scheme reduces the stress of financial constraints, empowering families to seek required medical care without fear of debt.
Also Read: PM Modi Health Card
Required Documents
Here are the required documents for the Dr. BR Ambedkar Foundation Health Scheme:
- Aadhaar Card
- Complete the Application Form (Annexure-I) or write on plain paper with your details and a photograph.
- Get an original certificate from the hospital’s Medical Superintendent, stating the estimated cost of the surgery and the scheduled date for the operation.
- Self-Attested Photocopies (Provide copies of the following documents):
- Latest Income Certificate
- Caste Certificate
- Ration Card or Aadhaar Card of the patient
- Documents for Kidney Transplant (if applicable):
- Relationship with Donor include Form 14 and a decision certificate from the Authorization Committee.
- Provide the donor’s name, age, address, blood group, and Aadhaar number or UIDAI number of the beneficiary.
Diseases Covered
The Dr. BR Ambedkar Foundation Health Scheme covers the following diseases:
- Cancer
- Liver Diseases
- Kidney Diseases
- Brain Conditions
- Heart Conditions
- Spinal Conditions
- Organ Transplants
- Other Life-Threatening Diseases
Disbursement
100% of the estimated treatment cost is paid directly to the hospital. Funds are transferred using NEFT or RTGS for secure transactions. The amount released has specific maximum limits based on the type of treatment:
- Heart Surgery: Rs. 1.25 lakh
- Kidney Surgery/Dialysis: Rs. 3.50 lakh
- Cancer Surgery/Chemotherapy/Radiotherapy: Rs. 1.75 lakh
- Brain Surgery: Rs. 1.50 lakh
- Kidney/Organ Transplant: Rs. 3.50 lakh
- Spinal Surgery: Rs. 1.00 lakh
- Other life-threatening diseases: Rs. 1.00 lakh
Dr BR Ambedkar Foundation Health Scheme Application Process
To apply for the Dr BR Ambedkar Foundation Health Scheme 2024, here’s the application process:
Step 1: Visit the official website.
Step 2: On the homepage click on the “Schemes” option. The list will appear on your screen.
Step 3: Now, click the “Click For more” link beside the “Dr. Ambedkar Medical Aid Scheme – Revised in 2018” section.
Step 4: Next, click the “Click For More / Print” option located at the bottom of the page.
Step 5: Download the Application form for Medical Aid under Dr. Ambedkar Medical Aid Scheme (for SC and ST only).
Step 6: Fill out the prescribed application form or use plain paper according to the details in the proforma. The application format is attached as Annexure-I.
Step 7: Submit the following self-certified copies with the application form such as Caste Certificate, Income Certificate, Ration Card or Aadhaar Card, Estimated cost of surgery, certified by the Medical Superintendent (see Annexure-II).
Step 8: Send the completed application to: Director, Dr. Ambedkar Foundation, West Block-1, Wing-VII, Ground Floor, R.K. Puram, New Delhi, Delhi-110066, India.
Step 9: Ensure the application reaches the director at least 15 days before the surgery date.
FAQs
What is Dr BR Ambedkar Foundation Health Scheme 2024?
The Dr. BR Ambedkar Foundation Health Scheme 2024 provides financial support for serious medical treatments to SC and ST individuals.
Who is eligible to apply for the scheme?
Individuals belonging to Scheduled Caste (SC) and Scheduled Tribe (ST) communities with an annual family income of less than Rs. 3,00,000 can apply.
What types of medical treatments are covered?
The scheme covers treatments for serious ailments, including kidney, heart, liver, cancer, brain surgeries, organ transplants, and spinal surgeries.
What documents are required for application?
Required documents include the application form, caste certificate, income certificate, ration card or Aadhaar card, and the estimated cost of surgery certified by the Medical Superintendent.
How do I submit my application?
Submit the completed application along with the required documents to the Director, Dr. Ambedkar Foundation, in New Delhi, at least 15 days before the surgery date.
How is the payment made?
100% of the estimated treatment cost is paid directly to the hospital via NEFT or RTGS after the application is approved.