Recently Prime Minister of India, Mr. Narendra Modi launched a new scheme called “Bima Sakhi Yojana” to empower women and sisters of Panipat. By offering this scheme government aims to promote financial inclusion among women, particularly in rural and underserved areas, by enabling women to become agents for life insurance schemes. The word “Bima” means insurance, and “Sakhi” refers to a female friend or companion. This program is designed to empower women by offering them financial protection through insurance.
Under this program deserving women receive monthly stipend during their training period up to 3 years. If you’re a female citizen of Panipat Haryana and wish to avail the benefits of this scheme by applying online so keep reading this article for more information about Bima Sakhi Yojana.
What is Bima Sakhi Yojana?
The Bima Sakhi Yojana is a government scheme introduced by the Prime Minister of India Mr. Narendra Modi in Panipat Haryana. This program specially aimed at providing insurance coverage to women in rural areas. The word “Bima” means insurance, and “Sakhi” refers to a female friend or companion. This program is designed to empower women by offering them financial protection through insurance. Ultimately, the Bima Sakhi Yojana plays a significant role in bridging the gap in insurance accessibility in rural areas, especially for women, and contributes to their financial security and well-being.
Also Read: Umbrella Scheme for Safety of Women
About Life Insurance Corporation (LIC)
“Life Insurance Corporation (LIC)” is a well-known insurance company in India that offers various life insurance products and services to individuals. LIC is a government-owned corporation that has been serving customers for many years. It provides a wide range of insurance policies that cater to different needs, including term insurance, whole life insurance, endowment plans, and more. LIC is known for its reliability, trustworthiness, and financial stability, making it a popular choice among individuals looking for life insurance coverage in India. This Bima Sakhi Yojana act as intermediaries between the insurance company and the rural population, particularly women who may not have easy access to insurance services.
Purpose of Bima Sakhi Yojana
The primary purpose of the Bima Sakhi Yojana is to promote financial security and insurance awareness among women, and creating employment opportunities for women in the insurance sector. By training and empowering women to become insurance agents, the scheme not only expands insurance coverage but also contributes to women’s economic independence and empowerment. Ultimately, the Bima Sakhi Yojana plays a significant role in bridging the gap in insurance accessibility in rural areas, especially for women, and contributes to their financial security and well-being.
Key Highlights of Bima Sakhi Yojana
| Name of the Scheme | Bima Sakhi Yojana |
| Introduced by | Mr. Narendra Modi Prime Minister of India,. |
| Year of Introducing | 2024-25 |
| Objective | Promote financial security and insurance awareness among women |
| Beneficiaries | Women of Panipat, Haryana. |
| Mode of Application | Online |
| Official website | https://licindia.in/lic-s-bima-sakhi |
Eligibility Criteria
To be eligible for this scheme applicant must have to meet the following eligibility criteria these are as mentioned below
- Applicant must be a permanent resident of Panipat, Haryana
- Applicant must be a by gender.
- Age of the applicant must lying in between 18-70 years old
- Applicant must passed their class 10th.
Required Documents
- Aadhar Card
- Birth Certificate
- Resident Proof
- Marksheet of class 10th
- Passport Sized Photograph
- Phone Number
Financial Benefits
- Under this program financial benefits are available upto 3 years these are as listed below:
- Rs. 7,000 in the first year.
- Rs. 6,000 in the second year
- Rs. 5,000 in the last third year.
Also Read: Mahila Samman Savings Certificate Scheme
Salient Features
Some of the detailed benefits of the Bima Sakhi Yojana include:
- Financial Independence: Women can earn a livelihood by working as Bima Sakhis, which can lead to financial independence and empowerment.
- Skill Development: The scheme provides training and skill development opportunities for women to enhance their knowledge and expertise in the insurance sector.
- Increased Insurance Penetration: By involving more women as Bima Sakhis, the scheme helps increase insurance penetration in rural and underserved areas, benefiting the community at large.
- Awareness and Outreach: Bima Sakhis play a crucial role in creating awareness about insurance products and services, thus expanding the reach of insurance coverage to more people.
Selection Process
- Check Eligibility: First of all, applicants must check their eligibility before applying for the above mentioned scheme.
- Submission of Application: After that, eligible candidate must fill out the application form through the official website designed by Government of Panipat, Haryana.
- Verification of Documents: In this step all the filled details are checked by the officials either the details are valid or not.
- Preparation of Beneficiary List: Once the checking process is over, a beneficiary list is prepared by the top authorities which includes poor living conditions, financial need etc
- Announcement of List: In this name of beneficiaries declared by the officials Publicly.
Bima Sakhi Yojana Apply Online 2024-25
To apply online for, applicant must have to follow some simple steps these steps are as follows:-
Step 1: After clearing all the eligibility criteria’s applicant need to visit the Bima Sakhi Portal.
Step 2: Homepage of the official website will appear on the screen,
Step 3: Now applicant need to click on “Apply Online” option.
Step 4: As the applicant click on apply online an application form will be open on the screen.
Step 5: Now applicant need to enter all the asked details the given box, and upload all the necessary with the form.
Step 6: Once quickly review all the mentioned details carefully.
Step 7: At last, click on Submit option to complete the application process.
Details to be filled under Application Form
- Self-attested Copy of Age Proof
- Self-attested Copy of Adress Proof
- Self-attested Copy of Certificates/ Educational Qualifications
FAQs
Q. Who launched this Bima Sakhi Yojana?
Mr. Narendra Modi launched this Bima Sakhi Yojana 2024.
Q. What are the financial benefits covered under Bima Sakhi Yojana?
Under this program financial benefits are available upto 3 years these are as listed below:
- Rs. 7,000 in the first year.
- Rs. 6,000 in the second year
- Rs. 5,000 in the last third year.
Q. Who can apply for Bima Sakhi Yojana?
Only female citizens of Panipat, Haryana whose age lying in between 18-70 years old are able to apply.