The Digi-Lakshmi Scheme was started by the Andhra Pradesh Government to help poor women living in towns, and 9,034 Common Service Centres (CSCs) are being set up in all the cities. These CSCs will be managed by SHG women who were chosen by the government. It was said in the G.O. MS. No. 117 that was given by S. Suresh Kumar on June 30, 2025. The centres were made to provide jobs and to earn money for families. The idea of One Family, One Entrepreneur (OF-OE) was being used in this scheme. SHG women are being turned into Small and Medium Enterprises (SMEs), and help is being given.
What is the Digi-Lakshmi Scheme?
The Digi-Lakshmi Scheme was launched by the Andhra Pradesh Government for helping poor urban women, and under this, 9,034 Common Service Centres (CSCs) are being set up across all Urban Local Bodies where services will be given through ATOM Kiosks. These centres, which will provide nearly 250 public services, are being operated by SHG women who were selected if they are married, aged between 21 to 40 years, living in the same area, and having a graduation with some technical skill. It was told in G.O. MS. No. 117 that was issued by S. Suresh Kumar on June 30, 2025. For this, MEPMA’s Mission Director was given the charge, and training with loan support from Rs. 2 to Rs. 2.5 lakh is also being arranged.
Also Read: Aadabidda Nidhi Scheme
Motive of AP Digi-Lakshmi Scheme
The main motive of the Digi-Lakshmi Scheme was to support poor urban women by making them run Common Service Centres, where around 250 public services will be given to people, and through this they can earn some money for their families. These centres are being handled by SHG women who were trained and helped with loans also, so they can start their own small work. Skills are being taught and support is given because government wanted one person in every family to become an entrepreneur and make life better for others too.
Key Highlights of Andhra Pradesh Digi-Lakshmi Scheme
| Name of the Scheme | Andhra Pradesh Digi-Lakshmi Scheme |
| Launched by | Andhra Pradesh Government |
| Objective | To help poor women with job |
| Number of Centres | 9,034 CSCs in cities |
| Centre Name | Called as ATOM Kiosk |
| Services Given | Around 250 public services |
| Who Can Run | SHG women only |
| Age Limit | Between 21 to 40 years |
| Education Needed | Must be a graduate |
| SHG Experience | Minimum 3 years work |
| Loan Support | Rs. 2 to Rs. 2.5 lakh |
| Training Provided | Given before starting the work |
Eligibility Criteria
The eligibility criteria for the Digi-Lakshmi Scheme are as given below:
- The centres will only be managed by SHG women who are selected by rules made for them.
- Their age should be between 21 to 40 years, and they must be married and living in the same area.
- A graduation degree is needed, and without that they will not be allowed to run the kiosk.
- It is also needed that she was active in SHG work for at least 3 years before.
- Some technical skills must be known, so services can be given properly to people.
- Each centre is called ATOM Kiosk and is made to give near 250 public services.
- These women are being helped to become small business owners, and loans also are being given.
Also Read: Annadata Sukhibhava Scheme
Benefits of Andhra Pradesh Digi-Lakshmi Scheme
The benefits of Digi-Lakshmi Scheme are as follows:
- SHG women are being given a big chance to run Common Service Centres, so they can earn money and support their families better.
- From each ATOM Kiosk, almost 250 public services will be given to people in their own towns, which makes life more easy.
- For starting the centre, training will be provided and loan from Rs. 2 to Rs. 2.5 lakh is also being given by government.
- Women are being changed into small business owners, and this is helping them to become more confident and independent in life.
- The scheme is making sure that one person from every family becomes an entrepreneur, and that helps in growing the whole community slowly.
Required Documents
Here are the documents that are required to apply for this scheme:
- Aadhaar Card
- SHG Membership Proof
- Age Proof
- Educational Certificate
- Residence Proof
- Bank Account Details
- Caste Certificate (if needed)
- Passport Size Photos
Salient Features
Digi-Lakshmi Scheme has several important features which are as listed below:
- The centres are called ATOM Kiosks, and all of them are made in same way so people can find services easily.
- Only SHG women who are married, between 21 to 40 years, and having a graduate degree are being chosen to run the centres in their own areas.
- The full charge for managing the scheme was given to MEPMA’s Mission Director, so work can be done smoothly.
- Women must know some technical things, because many services are digital and need proper handling.
- The scheme is helping women grow, and one person in each family is being made an entrepreneur.
Also Read: AP BC Corporation Loans Apply
Application Process
To apply for Digi-Lakshmi Scheme, follow these below mentioned steps:
- Step 1: First, all the eligible applicants can visit the official website of the Digi-Lakshmi Scheme to apply for the scheme.
- Step 2: On the homepage of the official website, click on “Apply Online” option to open up the application form.
- Step 3: You will be taken to the application form page, fill out the Application Form carefully with the required details like name, age, SHG info, and education.
- Step 4: Upload all the required documents carefully, and make sure they match with what is written in the form.
- Step 5: Recheck all the details you have filled in the form and documents once again, because if mistake is there, form can be rejected.
- Step 6: Finally, click on the “Submit” button to complete the application process and your form will be sent for checking.
FAQs
Who can apply for the Digi-Lakshmi Scheme?
Only SHG women are allowed who are married, aged between 21 to 40 years, and living in same place. They must be graduate and have 3 years of SHG work experience.
What is the aim of this scheme?
The main aim is to help poor women earn by running service centres, and make one person in family become an entrepreneur, so they get income and support their home better.
How many CSCs are set up in total?
Total 9,034 centres are planned in all urban places of Andhra Pradesh, and all of them are called ATOM Kiosks which give public services to help both people and women.
Are loans or training given in this scheme?
Yes, women are given training before they start, and loan from Rs. 2 to 2.5 lakh is also given to help them run the centres in proper way.
What documents are needed for the application?
Documents like Aadhaar card, graduate certificate, age proof, SHG membership paper, bank details, and photo must be uploaded while applying online, and they should be correct and clear.